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	<title>Voices of PSG</title>
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		<title>Voices of PSG</title>
		<link>http://psgplanning.wordpress.com</link>
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		<title>Beware of Interest Rate Risks in Your Portfolio</title>
		<link>http://psgplanning.wordpress.com/2012/02/21/beware-of-interest-rate-risks-in-your-portfolio/</link>
		<comments>http://psgplanning.wordpress.com/2012/02/21/beware-of-interest-rate-risks-in-your-portfolio/#comments</comments>
		<pubDate>Tue, 21 Feb 2012 14:09:43 +0000</pubDate>
		<dc:creator>Jon Giordani</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Federal Reserve]]></category>
		<category><![CDATA[FRED]]></category>
		<category><![CDATA[Jon Giordani]]></category>
		<category><![CDATA[Planning Solutions Group]]></category>
		<category><![CDATA[PSG]]></category>
		<category><![CDATA[treasury bonds]]></category>

		<guid isPermaLink="false">http://psgplanning.wordpress.com/?p=643</guid>
		<description><![CDATA[Longer term U.S. Treasury Bond yields remain well below their long term average. The current yield on the U.S. 10 year Treasury is approximately 2%. Long term Treasury bonds were top performers last year as they earned well over double &#8230; <a href="http://psgplanning.wordpress.com/2012/02/21/beware-of-interest-rate-risks-in-your-portfolio/">Continue reading <span class="meta-nav">&#8594;</span></a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=psgplanning.wordpress.com&amp;blog=21907647&amp;post=643&amp;subd=psgplanning&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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			<media:title type="html">JonG - professional2011</media:title>
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			<media:title type="html">Fredgraph</media:title>
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		<title>Is This Income Taxable?</title>
		<link>http://psgplanning.wordpress.com/2012/02/13/is-this-income-taxable-2/</link>
		<comments>http://psgplanning.wordpress.com/2012/02/13/is-this-income-taxable-2/#comments</comments>
		<pubDate>Mon, 13 Feb 2012 15:26:03 +0000</pubDate>
		<dc:creator>Don Hannahs</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Planning Solutions Group]]></category>
		<category><![CDATA[PSG]]></category>
		<category><![CDATA[Don Hannahs]]></category>
		<category><![CDATA[taxable income]]></category>
		<category><![CDATA[Bond income]]></category>
		<category><![CDATA[scholarships]]></category>
		<category><![CDATA[retirement plan loans]]></category>
		<category><![CDATA[workers compensation]]></category>
		<category><![CDATA[gambling]]></category>
		<category><![CDATA[life insurance benefit]]></category>
		<category><![CDATA[property damange]]></category>
		<category><![CDATA[cash rebates]]></category>
		<category><![CDATA[disability income]]></category>
		<category><![CDATA[social security benefits]]></category>
		<category><![CDATA[compensatory awards]]></category>
		<category><![CDATA[alimony]]></category>
		<category><![CDATA[child support]]></category>

		<guid isPermaLink="false">http://psgplanning.wordpress.com/?p=621</guid>
		<description><![CDATA[Many clients have received various types of income over the years and are not sure whether or not they have to pay taxes on the proceeds. Here is a list of some sources of income and whether or not they &#8230; <a href="http://psgplanning.wordpress.com/2012/02/13/is-this-income-taxable-2/">Continue reading <span class="meta-nav">&#8594;</span></a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=psgplanning.wordpress.com&amp;blog=21907647&amp;post=621&amp;subd=psgplanning&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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			<media:title type="html">psgdonhannahs</media:title>
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			<media:title type="html">DonH - professional2011</media:title>
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		<title>Control What You Can</title>
		<link>http://psgplanning.wordpress.com/2012/02/07/control-what-you-can/</link>
		<comments>http://psgplanning.wordpress.com/2012/02/07/control-what-you-can/#comments</comments>
		<pubDate>Tue, 07 Feb 2012 15:27:34 +0000</pubDate>
		<dc:creator>Bob Carson</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[expenses]]></category>
		<category><![CDATA[fiscal responsibility]]></category>
		<category><![CDATA[income]]></category>
		<category><![CDATA[Planning Solutions Group]]></category>
		<category><![CDATA[PSG]]></category>
		<category><![CDATA[return]]></category>
		<category><![CDATA[Robert Carson]]></category>
		<category><![CDATA[spending]]></category>

		<guid isPermaLink="false">http://psgplanning.wordpress.com/?p=593</guid>
		<description><![CDATA[Over the last several years of difficult economic times, there is one alarming trend that I continue to see at all income levels that affects your financial security. While incomes remain flat and the markets continue to generate modest, if &#8230; <a href="http://psgplanning.wordpress.com/2012/02/07/control-what-you-can/">Continue reading <span class="meta-nav">&#8594;</span></a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=psgplanning.wordpress.com&amp;blog=21907647&amp;post=593&amp;subd=psgplanning&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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			<media:title type="html">RCarson - professional2011</media:title>
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	</item>
		<item>
		<title>Hobby versus Business?</title>
		<link>http://psgplanning.wordpress.com/2012/02/02/hobby-versus-business/</link>
		<comments>http://psgplanning.wordpress.com/2012/02/02/hobby-versus-business/#comments</comments>
		<pubDate>Thu, 02 Feb 2012 13:40:36 +0000</pubDate>
		<dc:creator>Don Hannahs</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Don Hannahs]]></category>
		<category><![CDATA[hobby]]></category>
		<category><![CDATA[Hobby vs. Business]]></category>
		<category><![CDATA[Planning Solutions Group]]></category>
		<category><![CDATA[PSG]]></category>
		<category><![CDATA[Safe Harbor]]></category>

		<guid isPermaLink="false">http://psgplanning.wordpress.com/?p=558</guid>
		<description><![CDATA[Many clients are looking for ways to take a hobby and turn it into a legitimate business in hopes of making a profit. While the best outcome would be to generate a profit, taxpayers would be satisfied if they could &#8230; <a href="http://psgplanning.wordpress.com/2012/02/02/hobby-versus-business/">Continue reading <span class="meta-nav">&#8594;</span></a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=psgplanning.wordpress.com&amp;blog=21907647&amp;post=558&amp;subd=psgplanning&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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			<media:title type="html">psgdonhannahs</media:title>
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			<media:title type="html">DonH - professional2011</media:title>
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	</item>
		<item>
		<title>Low Rates:  Good for Borrowers, Bad for Savers</title>
		<link>http://psgplanning.wordpress.com/2012/01/23/low-rates-good-for-borrowers-bad-for-savers/</link>
		<comments>http://psgplanning.wordpress.com/2012/01/23/low-rates-good-for-borrowers-bad-for-savers/#comments</comments>
		<pubDate>Mon, 23 Jan 2012 13:53:53 +0000</pubDate>
		<dc:creator>Jon Giordani</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[cd yields]]></category>
		<category><![CDATA[endowments]]></category>
		<category><![CDATA[fees]]></category>
		<category><![CDATA[Jon Giordani]]></category>
		<category><![CDATA[low rates]]></category>
		<category><![CDATA[monetary policy]]></category>
		<category><![CDATA[municipalities]]></category>
		<category><![CDATA[pension funds]]></category>
		<category><![CDATA[Planning Solutions Group]]></category>
		<category><![CDATA[PSG]]></category>
		<category><![CDATA[treasury bonds]]></category>

		<guid isPermaLink="false">http://psgplanning.wordpress.com/?p=538</guid>
		<description><![CDATA[Since the beginning of the financial crisis, the Federal Reserve has employed several monetary policy tools in the hopes of stimulating the economy and improving employment. One policy has been a commitment to keep short term interest rates near zero &#8230; <a href="http://psgplanning.wordpress.com/2012/01/23/low-rates-good-for-borrowers-bad-for-savers/">Continue reading <span class="meta-nav">&#8594;</span></a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=psgplanning.wordpress.com&amp;blog=21907647&amp;post=538&amp;subd=psgplanning&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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			<media:title type="html">psgjongiordani</media:title>
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			<media:title type="html">JonG - professional2011</media:title>
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	</item>
		<item>
		<title>Financial New Year’s Resolution—Pay Yourself First</title>
		<link>http://psgplanning.wordpress.com/2012/01/19/financial-new-years-resolution-pay-yourself-first/</link>
		<comments>http://psgplanning.wordpress.com/2012/01/19/financial-new-years-resolution-pay-yourself-first/#comments</comments>
		<pubDate>Thu, 19 Jan 2012 15:11:17 +0000</pubDate>
		<dc:creator>Richard Osikowicz</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Pension Plan limits]]></category>
		<category><![CDATA[Planning Solutions Group]]></category>
		<category><![CDATA[PSG]]></category>
		<category><![CDATA[Richard Osikowicz]]></category>

		<guid isPermaLink="false">http://psgplanning.wordpress.com/?p=563</guid>
		<description><![CDATA[For many of us, January is a time to make New Year’s Resolutions. For others, it is a time to start sorting through the bills leftover from the holidays. Regardless of your situation, it is important to put yourself first…especially &#8230; <a href="http://psgplanning.wordpress.com/2012/01/19/financial-new-years-resolution-pay-yourself-first/">Continue reading <span class="meta-nav">&#8594;</span></a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=psgplanning.wordpress.com&amp;blog=21907647&amp;post=563&amp;subd=psgplanning&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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			<media:title type="html">rosikowicz</media:title>
		</media:content>

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			<media:title type="html">Richard Picture 004a</media:title>
		</media:content>

		<media:content url="http://psgplanning.files.wordpress.com/2012/01/pension-plan-limitations.jpg" medium="image">
			<media:title type="html">Pension Plan Limitations</media:title>
		</media:content>
	</item>
		<item>
		<title>Partners of Planning Solutions Group Presented with 2012 Five Star Wealth Manager Award</title>
		<link>http://psgplanning.wordpress.com/2012/01/17/partners-of-planning-solutions-group-presented-with-2012-five-star-wealth-manager-award/</link>
		<comments>http://psgplanning.wordpress.com/2012/01/17/partners-of-planning-solutions-group-presented-with-2012-five-star-wealth-manager-award/#comments</comments>
		<pubDate>Tue, 17 Jan 2012 16:58:51 +0000</pubDate>
		<dc:creator>planningsolutionsgroup</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Baltimore Magazine]]></category>
		<category><![CDATA[economic climate]]></category>
		<category><![CDATA[Five Star Wealth Manager Award]]></category>
		<category><![CDATA[Larry Briskin]]></category>
		<category><![CDATA[Planning Solutions Group]]></category>
		<category><![CDATA[PSG]]></category>
		<category><![CDATA[Tim Kvech]]></category>
		<category><![CDATA[wealth plan]]></category>

		<guid isPermaLink="false">http://psgplanning.wordpress.com/?p=575</guid>
		<description><![CDATA[For 2012, two of the partners of Planning Solutions Group, Larry Briskin and Tim Kvech were named as Five Star Wealth Managers for the Baltimore area. At PSG, we take pride in serving our clients at the highest level and it &#8230; <a href="http://psgplanning.wordpress.com/2012/01/17/partners-of-planning-solutions-group-presented-with-2012-five-star-wealth-manager-award/">Continue reading <span class="meta-nav">&#8594;</span></a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=psgplanning.wordpress.com&amp;blog=21907647&amp;post=575&amp;subd=psgplanning&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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			<media:title type="html">planningsolutionsgroup</media:title>
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			<media:title type="html">Cropped Group formal - professional2011</media:title>
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	</item>
		<item>
		<title>Is Your Financial Plan Ready for the Future?</title>
		<link>http://psgplanning.wordpress.com/2012/01/10/is-your-financial-plan-ready-for-the-future/</link>
		<comments>http://psgplanning.wordpress.com/2012/01/10/is-your-financial-plan-ready-for-the-future/#comments</comments>
		<pubDate>Tue, 10 Jan 2012 17:06:08 +0000</pubDate>
		<dc:creator>Bob Carson</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Asset Allocation]]></category>
		<category><![CDATA[Bob Carson]]></category>
		<category><![CDATA[emerging markets]]></category>
		<category><![CDATA[estate]]></category>
		<category><![CDATA[exemptions]]></category>
		<category><![CDATA[Planning Solutions Group]]></category>
		<category><![CDATA[PSG]]></category>
		<category><![CDATA[retirement]]></category>
		<category><![CDATA[risk]]></category>
		<category><![CDATA[Robert Carson]]></category>
		<category><![CDATA[russell 2000]]></category>
		<category><![CDATA[S&P 500]]></category>
		<category><![CDATA[tax]]></category>
		<category><![CDATA[US Small Cap stocks]]></category>
		<category><![CDATA[wealth]]></category>

		<guid isPermaLink="false">http://psgplanning.wordpress.com/?p=529</guid>
		<description><![CDATA[It is easy to have a “glass is half empty” perspective on the economy after another year that was relatively flat in terms of market performance. Some may say “there is no water in the glass.” The past five years &#8230; <a href="http://psgplanning.wordpress.com/2012/01/10/is-your-financial-plan-ready-for-the-future/">Continue reading <span class="meta-nav">&#8594;</span></a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=psgplanning.wordpress.com&amp;blog=21907647&amp;post=529&amp;subd=psgplanning&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>0</slash:comments>
	
		<media:content url="" medium="image">
			<media:title type="html">psgbobcarson</media:title>
		</media:content>

		<media:content url="http://psgplanning.files.wordpress.com/2012/01/rcarson-professional2011.jpg?w=107" medium="image">
			<media:title type="html">RCarson - professional2011</media:title>
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		<item>
		<title>Spousal Lifetime Access Trust (SLAT)</title>
		<link>http://psgplanning.wordpress.com/2012/01/05/spousal-lifetime-access-trust-slat/</link>
		<comments>http://psgplanning.wordpress.com/2012/01/05/spousal-lifetime-access-trust-slat/#comments</comments>
		<pubDate>Thu, 05 Jan 2012 13:34:21 +0000</pubDate>
		<dc:creator>planningsolutionsgroup</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Christophe Dionot]]></category>
		<category><![CDATA[estate]]></category>
		<category><![CDATA[Kelly Loveless]]></category>
		<category><![CDATA[life insurance]]></category>
		<category><![CDATA[Planning Solutions Group]]></category>
		<category><![CDATA[PSG]]></category>
		<category><![CDATA[SLAT]]></category>
		<category><![CDATA[Spousal Lifetime Access Trust]]></category>
		<category><![CDATA[tax deferral]]></category>

		<guid isPermaLink="false">http://psgplanning.wordpress.com/?p=505</guid>
		<description><![CDATA[401(k)’s and IRA’s are wonderful retirement vehicles that create tax-deferred savings and are not subject to income tax until withdrawn. Most, if not all of those withdrawals occur in retirement when theoretically your income tax rates are lower. However, with &#8230; <a href="http://psgplanning.wordpress.com/2012/01/05/spousal-lifetime-access-trust-slat/">Continue reading <span class="meta-nav">&#8594;</span></a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=psgplanning.wordpress.com&amp;blog=21907647&amp;post=505&amp;subd=psgplanning&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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			<media:title type="html">planningsolutionsgroup</media:title>
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			<media:title type="html">KellyL-touched up_2</media:title>
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		<media:content url="http://psgplanning.files.wordpress.com/2011/12/chris-dionot1.jpg?w=142" medium="image">
			<media:title type="html">Chris Dionot</media:title>
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	</item>
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		<title>Know Thyself:  What is your Investor Personality?</title>
		<link>http://psgplanning.wordpress.com/2011/12/28/know-thyself-what-is-your-investor-personality/</link>
		<comments>http://psgplanning.wordpress.com/2011/12/28/know-thyself-what-is-your-investor-personality/#comments</comments>
		<pubDate>Wed, 28 Dec 2011 15:32:24 +0000</pubDate>
		<dc:creator>Rebecca Hayes</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Investor Personality quiz]]></category>
		<category><![CDATA[Planning Solutions Group]]></category>
		<category><![CDATA[PSG]]></category>
		<category><![CDATA[Rebecca Hayes]]></category>
		<category><![CDATA[risk tolerance]]></category>

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		<description><![CDATA[When it comes to investing, you have all heard the phrases, “Buy Low, Sell High,” and “Don’t Put all your eggs in one basket.” But before you even set out to develop an investment strategy, it is most important to &#8230; <a href="http://psgplanning.wordpress.com/2011/12/28/know-thyself-what-is-your-investor-personality/">Continue reading <span class="meta-nav">&#8594;</span></a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=psgplanning.wordpress.com&amp;blog=21907647&amp;post=472&amp;subd=psgplanning&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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