Author Archives: Rebecca Hayes
Debunking the Myths of Long Term Care Insurance
Back in the day (a while ago), long term care insurance policies were viewed to be pretty limiting. You may have heard that benefits would only cover care in a nursing home facility, or had to have very stringent triggering … Continue reading
Oops – I Accidentally Contributed to a Roth IRA
If you earned more than the Adjusted Gross Income (AGI) limit for Roth IRAs for 2011 ($179,000 for Married filing Jointly, $122,000 for Single), but you still contributed to a Roth IRA, there are 2 ways that you could be … Continue reading
Know Thyself: What is your Investor Personality?
When it comes to investing, you have all heard the phrases, “Buy Low, Sell High,” and “Don’t Put all your eggs in one basket.” But before you even set out to develop an investment strategy, it is most important to … Continue reading
‘Tis the Season – Charitable Giving
In the hustle and bustle of the holiday season, it is easy to become overwhelmed with the checklist of gifts to purchase for family members and friends. However, it is important to remember to reserve a place for Charitable Giving … Continue reading
Planning Solutions Group – New Website Launch
In an effort to enhance the services we offer to our clients, prospective clients, and professional partners, PSG has recently launched our newly re-designed website. Please visit www.psgplanning.com to view some of the improvements that will provide another outlet through … Continue reading
Asset Allocation: Preparing for All Economic Seasons
It seems ironic that our own human nature to survive and beat the competition can sometimes work against us when it comes to investing. It is human instinct to want the best, fastest growing product (or investment) on the market, … Continue reading
529 College Savings Plans….Easy as ABC’s and 123’s?
As most people know, the cost of college isn’t getting any cheaper. The annual inflation rate for college tuition ranges between 6-9%, nearly double the general inflation rate. But, since the advent of the 529 College Savings plan, investors have … Continue reading
Don’t Leave Your Spouse In the Dark
For most couples, dividing household responsibilities is a necessity for a happy and efficient life together. In my house, I cook the dinner, and my husband does the dishes. I do the laundry; he takes out the trash. When it … Continue reading
The Generation of Social InSecurity…Taking Control of Your Own Retirement
By now, this is not an original or even shocking topic. If you speak to most 20-, 30- and 40-somethings, the idea that our government’s Social Security program will adequately provide for younger generations in retirement is a recurring joke. … Continue reading
Consolidate your Retirement Plans without losing Diversification
I am ashamed to admit that after spending nearly 10 years in the financial planning industry, I finally got around to rolling over my old employer’s 401(k) plan to an IRA. For years, I reviewed my quarterly statements and kept … Continue reading
planningsolutionsgroup
Don Hannahs
Tim Kvech
Jon Giordani
Larry Briskin
Bob Carson
Brandon Butler
Rebecca Hayes
Richard Osikowicz
Bill Bruns, lll
Chris Dionot
Gregory P. Armstrong
